- I-EIB kanye ne-ejensi ye-INBONIS bayasebenzisana ukuze kube lula ukufinyelela ekuxhasweni ngezimali ngamabhange ngokusebenzisa izilinganiso zesikweletu ezizimele.
- Lolu hlelo lugxile ezinkampanini ezintsha ezisekelwa yizikweletu zebhizinisi kanye nalezo ezixhumene nokusimama kobuchwepheshe.
- Umgomo ukunciphisa igebe lokuxhaswa ngemali yokukhulisa imali, naphezu kokuvuthwa kwayo kwezentengiselwano, elingenalo umlando wesikweletu wendabuko.
Cishe uke wezwa ukuthi ukuqoqa imali akuyona into encane ezinkampanini zobuchwepheshe ezisafufusa, kodwa inkinga yangempela ifika lapho zizama ukukhuphukela emabhange avamile . Izinkampani eziningi ezintsha zaseYurophu kanye nokukhula, ngisho noma zinomkhiqizo osebenzayo namakhasimende awufunayo, zifika odongeni ngoba amabhange ngokuvamile adinga umlando wesikweletu ongekho kulezi zinkampani, ngenxa yesimo sazo sokushesha nesobusha.
Ukuze kuxazululwe leli gebe, i-European Investment Bank (EIB) ithathe isinyathelo. Umqondo uwukusebenzisa izilinganiso zesikweletu zangaphandle njengebhuloho, okuvumela izikhungo zezimali ukuthi zihlole kangcono ubungozi balezi zinkampani ezintsha nokuqinisekisa ukuthi ukuhamba kwemali kufinyelela lapho kungathinta khona ngempela ukuncintisana kwe-European Union.
Isivumelwano samasu phakathi kwe-EIB ne-INBONIS
Ngaphakathi kwezinsizakalo zayo zokweluleka, ikakhulukazi nge-EIB Advisory, i-EIB iqalise iphrojekthi yokuhlola ethakazelisa kakhulu. Bangene esivumelwaneni ne -INBONIS , i-ejensi yokulinganisa ese-Spain egxile ekuhlaziyweni kwama-SME kanye ne-mid-caps. Le phrojekthi izothuthukiswa esikhathini sezinyanga ezingu-18 ngaphansi kwesambulela se- InvestEU Advisory Hub , okuyipulatifomu yokusekela utshalomali ephethwe ngokubambisana yi-European Commission kanye ne-EIB uqobo.
Inhloso lapha ukuvumela izinkampani esezisekelwe yizikweletu zebhizinisi kanye nezinsimbi zezikweletu zangasese ezivela ku-EIB ukuthola izilinganiso zesikweletu ezizimele. Kubalulekile ukuthi lezi zilinganiso zikhishwe yizikhungo ezibhaliswe ne-ESMA (i-European Securities and Markets Authority) ukuqinisekisa ukusebenza kwazo kanye nesisindo sangempela emehlweni amabhange aphakathi.
Isebenza kanjani i-Private Rating System (PCR)?
Kule nqubo, i-INBONIS yenza ukuhlolwa kwesikweletu okuphelele ukuze ikhiphe lokho okwaziwa ngokuthi i- Private Credit Ratings (PCRs) . Lezi zilinganiso azizona ezanoma ubani nje, kodwa zezinkampani ezikhethiwe ezinhlotsheni ezahlukahlukene, kufaka phakathi lezo eziyingxenye yohlelo lwesiqinisekiso lwe -CleanTechEU , olugxile kubuchwepheshe obuhlanzekile.
Umgomo omkhulu ukuhlaziya ukuthi lezi zilinganiso zangaphandle ziyasiza yini amabhange ukusheshisa ukunikezwa kwemali mboleko kanye nemigqa yesikweletu semali yokusebenza. Ngokuthuthukisa ukuqhathanisa phakathi kwezinkampani kanye nokulinganisa ukuhlolwa kwengozi, ukungaqiniseki okuningi okuvame ukuholela umphathi webhange ekwenqabeni isicelo semali mboleko yenkampani entsha kuyasuswa.
Ukunqoba izithiyo zesikweletu sendabuko
Enye yezinkinga ezinkulu ukuthi ama-SME avame ukungazi ukuthi angayiveza kanjani imininingwane yawo yezezimali ngendlela amabhange ayiqondayo noma ayibheka njengebalulekile. Ngombiko wobungcweti wesilinganiso sesikweletu , inkampani inikeza amadokhumenti ahlelekile nasobala, okuvumela amabhange ukuthi abeke amazinga enzalo ancintisanayo futhi enze izinqumo ngokusekelwe kudatha yangempela, hhayi nje ekuqondeni.
- Ukuvuthwa kobuchwepheshe: Izinkampani eziningi sezivele ziqinile kwezentengiselwano kodwa azibonakali ngokwezimali.
- Ukuzimela ngamasu: Lokhu kusekelwa kuyisihluthulelo sokuqinisekisa ukuthi iYurophu ayincikile kakhulu emalini yangaphandle ukuze isungule izinto ezintsha.
- Ukuvala igebe: Inhloso ukuhlanganisa umhlaba wezimali zokuqalisa ibhizinisi nokuxhaswa ngezimali kwamabhange okuvamile.
Indima yeQembu le-EIB kanye nesakhiwo se-InvestEU
Ukuze uqonde ubukhulu balokhu, kubalulekile ukukhumbula ukuthi i-EIB Group iyinjini yezezimali ye-EU. Ngaphansi kobuholi bukaNadia Calviño, lesi sikhungo asifuni inzuzo yomuntu siqu, kodwa sifuna ukutshalwa kabusha kwemali engenayo ukuze sinikeze imigomo yokuncintisana kakhulu. Ngo-2025, baqoqa imali enkulu, cishe ama-€100.000 billion, kumaphrojekthi anethonya elikhulu lapho ukuguquka okuluhlaza kanye nokusimama kuyizinto eziza kuqala.
Ngaphezu kwe-EIB, i-European Investment Fund (EIF) nayo idlala indima, isebenza njengomtshali-zimali oyinhloko wokuhlanganisa izimali zangasese. Isibonelo esihle yi- European Tech Champions Initiative , isikhwama sezimali esikhuthaze ukudalwa kwezimali ezinkulu zezimali zebhizinisi, kusiza izinkampani ezintsha ukuthi zikhule zibe yi-unicorns enenani elingaphezu kwezigidigidi zama-euro.
Konke lokhu kuwela ngaphansi kohlelo lwe -InvestEU , oluhlukaniswe ngezinsika ezintathu: i-InvestEU Fund, i-Portal, kanye ne-Advisory Hub. Ngenxa yesiqinisekiso sesabelomali se-EU esingu-€26.200 billion, utshalomali olukhulu olwengeziwe lungadonswa ukuqinisekisa ukuthi ukululama komnotho waseYurophu kuyasimeme futhi kungokwedijithali.
Umsebenzi wezinhlangano ezifana ne-INBONIS, okuyi-B Corp eqinisekisiwe, ukwenza ukufinyelela kulezi zinsizakusebenza zezimali kube ngokwentando yeningi. Ngokusiza ama-SME ukuthola isilinganiso se-ECAI esaziwa yi-Eurosystem, ukwethembana nabalingani bebhizinisi kuyaqiniswa , futhi isiko lolwazi lwezezimali eliqinile liyakhuliswa kulo lonke izwekazi.
Lobu budlelwano phakathi komkhakha womphakathi nezinhlangano ezikhethekile buqala indlela entsha lapho ukusungula ubuchwepheshe kanye nokuxazulula izinkinga zamabhange kuhlangana khona ekugcineni, okuvumela izinkampani ezikhula ngokushesha ukuthi zibe nomoya-mpilo wezezimali eziwudingayo ukuze zincintisane emhlabeni wonke ngaphandle kokuthembela kuphela ezilinganisweni ezingapheli zokutshalwa kwezimali.
