Izinhlelo Zokukhuthaza: Umhlahlandlela Ophelele Wamabhizinisi

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Kunezibonelelo ezingabuyiselwa imali yokulwa nokungalingani kwezindawo ngokusebenzisa izikhuthazo zesifunda.
Amaphrojekthi okudala, okwandisa noma okuthuthukisa adinga ukutshalwa kwezimali okungenani okungu-900.000 euros kanye nokudalwa kwemisebenzi.
Kudingeka imali encane yokuzixhasa engu-25%, futhi ukutshalwa kwezimali akufanele kube sekuqalile ngaphambi kokufaka isicelo.
Ukuphathwa kwalezi zibonelelo kwenziwa kakhulu ngezinhlelo zezaziso ze-elekthronikhi kanye nezitifiketi zedijithali.

Ochwepheshe abahlaziya amashadi ezezimali ukuze bahlole ukuthi kungenzeka yini ukuthi iphrojekthi yokutshala imali iqale.

Uma inkampani ifuna ukuthatha isinyathelo ikhule, into yokuqala evame ukuyibheka izinketho zezimali kanye nokusekelwa uhulumeni angakunikeza. Empeleni, izinhlelo zokukhuthaza ziyithuluzi elenzelwe ukwenza ukutshala imali ezweni lethu kukhange kakhulu, kusize amabhizinisi abe nokuncintisana kakhudlwana futhi agweme ukusala ngemuva emakethe yanamuhla enamandla.

Into ebaluleke kakhulu okufanele uyiqonde ukuthi lokhu akuyona nje imali yamahhala, kodwa kuyisisusa sokutshalwa kwezimali okukhiqizayo . Kuye ngokuthi usungula kuphi isitolo, wenzani, noma usayizi wenkampani yakho, kunezindlela ezahlukene zokuthola lezi zimali, kusukela kuzibonelelo ezingabuyiswa kuya ezimalini mboleko ezinemibandela emihle kakhulu.

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Zihlanganisani izikhuthazo zesifunda?

Uma sikhuluma ngezikhuthazo zesifunda, sibhekisela ezinhlelweni zosizo eziqalwe uhulumeni ophakathi ukuze kulungiswe ukungalingani phakathi kwezindawo ezahlukene zezwe. Umqondo ulula: ukukhuthaza amabhizinisi ukuthi athole izindawo ezithile ukuze athuthukise amathuba emisebenzi kanye nomnotho wendawo ngokunikeza izibonelelo ezingabuyiselwa.

Izinhlobo zamaphrojekthi angafaka isicelo sokuxhaswa ngezimali

Imishini yokusika i-laser ye-CNC ethuthukisiwe emele ukuthuthukiswa kobuchwepheshe bezimboni.

Ukuze uthole lezi zibonelelo, umqondo omuhle akwanele; kumele uvumelane namaphrofayili athile okutshalwa kwezimali. Amaphrojekthi ngokuvamile ahlukaniswa ngezigaba ezintathu eziyinhloko:

Ukudalwa kwezikhungo ezintsha: Lokhu kuhilela ukusungula ibhizinisi kusukela ekuqaleni. Ukuze lisebenze, utshalomali kumele lulingane noma lube lukhulu kuno- I-900.000 euro futhi, ngempela, kufanele idale imisebenzi emisha.
Ukwandiswa kwezikhungo: Lapha sikhuluma ngokukhulisa ibhizinisi elikhona. Ukutshalwa kwezimali kumele futhi kudlule... I-900.000 euro futhi zimelela ingxenye ebalulekile yezimpahla eziqinile eziphathekayo, ziqinisekisa ukuthi amandla okukhiqiza ayandiswa futhi imisebenzi yamanje iyagcinwa ngenkathi kudalwa emisha.
Ukuthuthukiswa kwezobuchwepheshe: Leli phuzu liyisihluthulelo sokugwema ukuphelelwa yisikhathi. Umgomo uwukuba inkampani ithole imishini ethuthukisiwe okuthuthukisa umkhiqizo noma okuhlukanisa umkhiqizo ukuze kuqondiswe ezimakethe ezintsha. Njengasezimweni zangaphambilini, utshalomali oluncane luvame ukuba khona I-900.000 euro futhi kubalulekile ukugcina abasebenzi abakhona njengamanje.

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Ingaphakathi lesitshalo sokukhiqiza sesimanje nesisebenza kahle esinemishini yensimbi engagqwali.

Ukuze uthole imvume evela kubaphathi, kunemithetho ethile yegolide ongeke uyiphule. Okokuqala, awukwazi ukuqala ukutshala imali ngaphambi kokufaka isicelo; uma usuvele uthenge umshini noma uqashe indawo, ungase ungafaneleki. Ngaphezu kwalokho, iphrojekthi kumele ibonise ukuthi iyasebenza ngokobuchwepheshe nangokwezimali.

Elinye iphuzu elibalulekile ukuzixhasa ngezimali. Awukwazi ukuthembela ngokuphelele osizweni, njengoba inkampani kudingeka ukuthi inikele okungenani u-25% wemali iyonke etshaliwe ezikhwameni zayo.

Izigaba ezijwayelekile zezikhuthazo zebhizinisi

Umuntu osebenzisa ithebhulethi ukuphatha ukutshalwa kwezimali kanye nokuthengiselana kwedijithali.

Ngaphandle kwamaphrojekthi amakhulu okutshalwa kwezimali, kunezinye izindlela zokusekela ezibekwa yi-Public Administration kanye ne-European Union ukuze kuthuthukiswe ukukhula komnotho kanye nokusungula izinto ezintsha:

Usekelo oluthile lwe imikhakha yezimboni amasu, njengokuthi ukuxhaswa ngezimali komkhakha wezolimo.
Usizo olusekelwe endaweni ku izifunda ezibalulekile.
Izinhlelo ezenzelwe Ama-SME amasha abatshala imali ku-R&D&I futhi basebenzisa amathuluzi obuchwepheshe ama-SME.
Imigqa yezimali enezimo ezizuzisayo ngokusebenzisa I-Official Credit Institute (ICO).

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Ukuphathwa kwezaziso ze-elekthronikhi nezinqubo

Namuhla, cishe konke kwenziwa ku-inthanethi, futhi emiphakathini efana neMadrid, i- Electronic Notification Service iyindlela esemthethweni yokuxhumana nabaphathi. Ukuze ugweme ukuphuthelwa yizinsuku zokugcina, kubalulekile ukubhalisa ohlelweni, olukuvumela ukuthi uthole izexwayiso nge-imeyili noma ngocingo oluphathwayo.

Ukuze ufinyelele ibhokisi lakho leposi lokuphatha futhi uphathe amafayela akho, uzodinga indlela yokuhlonza yedijithali evikelekile , njengesitifiketi se-elekthronikhi, i-Cl@ve PIN, noma ikhadi le-ID le-elekthronikhi (i-DNIe). Ungabuka futhi yonke imisebenzi ngeFolda yeCitizen , ehlanganisa ukuxhumana kwakho nomkhakha womphakathi.

Ekugcineni, ukusebenzisa lezi zibonelelo kudinga ukuhlela ngokucophelela, ukuhlangabezana nezidingo zokutshalwa kwezimali ezincane kakhulu, kanye nokuphatha kahle izinhlaka zedijithali ukuqinisekisa ukuthi iphrojekthi iyasebenza futhi ithola ukusekelwa kwezezimali okudingekayo ukuze ichume.

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