- Ukuhlaziywa komnotho omkhulu kuhlola ukuziphatha komnotho jikelele ngokusebenzisa izinkomba ezifana ne-GDP kanye nokwehla kwamandla emali.
- Ikhomba imijikelezo yezomnotho, ivumela izinqubomgomo zikahulumeni kanye namasu okutshalwa kwezimali ukuthi kulungiswe ngokwesigaba samanje.
- Ukwehla kwamandla emali kanye nokwehla kwamandla emali kuthinta kakhulu amandla okuthenga, ukutshalwa kwezimali, kanye nokukhula komnotho.
- Amabhizinisi nohulumeni basebenzisa lolu hlaziyo ukwenza izinqumo ezinolwazi endaweni yezomnotho eyinkimbinkimbi neshintshashintshayo.
Ukukhuluma ngokuhlaziywa komnotho omkhulu kusho ukukhuluma ngempilo yezomnotho emazingeni kazwelonke nasemhlabeni jikelele.Le ndlela isenza siqonde ukuthi inani elikhulu lezwe lihamba kanjani, ukuthi lithinta kanjani izimpilo zezakhamuzi, nokuthi yiziphi izinyathelo ohulumeni namabhizinisi abangazithatha ukuze bazivumelanise nezinguquko esimweni sezomnotho. Ukuze ujule kulokhu kuqonda, ungafunda kabanzi mayelana uyini umnotho.
Ezweni elixhumene, ukuba nombono wezomnotho omkhulu kubaluleke kakhulu kunanini ngaphambili.Kusukela kubatshalizimali abafuna ukulindela umjikelezo wezomnotho olandelayo kuya ezikhungweni zomphakathi ezidinga ukuklama izinqubomgomo ezisebenzayo, wonke umuntu udinga ikhampasi ezobaqondisa olwandle lwedatha. Leyo khampasi iwukuhlaziywa kwezomnotho omkhulu.
Kuyini ngempela ukuhlaziywa kwezomnotho omkhulu?
Ukuhlaziywa komnotho omkhulu kuhlola ukuziphatha komnotho okuhlanganisiweUkugxila ezinguqukweni ezibanzi ezifana noMkhiqizo Wasekhaya Ophelele (i-GDP), ukwehla kwamandla emali, izinga lokungasebenzi, kanye nezinga lenzalo, phakathi kokunye, lo mkhakha ufuna ukuhumusha isimo somnotho sisonke, ukubikezela ukuvela kwawo, kanye nokuqondisa izinqumo zomphakathi nezangasese. Ukuze uqonde kangcono ukubaluleka kwawo, kuyasiza ukwazi...
Usizo lwayo luqala ekwakhiweni kwezinqubomgomo zezimali kanye nezemali kuya ekwenzeni izinqumo ezihlakaniphile yizinkampani kanye nabatshalizimali.Akukhona nje ukubuyekeza izibalo, kodwa kumayelana nokuqonda ukuthi lezo zibalo zisho ukuthini nokuthi zingathinta kanjani isimo sezomnotho sesikhathi esizayo.
Ngokuhlaziywa kwezomnotho omkhulu, izitayela zokukhula, izimpawu zokuwohloka komnotho, noma izimo zokuma zingatholakala.Lolu lwazi luyisihluthulelo ekunqumeni izinyathelo zokulungisa noma ukusebenzisa amathuba avelayo.
Izinguquko ezibalulekile kanye nedatha ekuhlaziyweni komnotho omkhulu
Ukuze kuthuthukiswe ukuhlaziywa okuphumelelayo, kucatshangelwa iziguquguquko ezahlukene ezinkulu zomnotho.Lokhu kunikeza umbono ocacile womnotho futhi kuvumela ukwenza izinqumo ezinolwazi oluthe xaxa. Eziyinhloko yilezi:
- Isamba Somkhiqizo Wasekhaya (GDP)Ilinganisa inani eliphelele lezimpahla nezinsizakalo ezikhiqizwa ezweni ngesikhathi esithile. Ingenye yezinkomba ezimele kakhulu ukukhula komnotho.
- Ukwehla kwamandlaUkwehla kwamandla emali kumelela ukwenyuka okuvamile kwamanani. Ngokuvamile kubalwa kusetshenziswa i-Consumer Price Index (CPI). Ukwehla kwamandla emali kuthinta ngqo amandla okuthenga ezakhamizi.
- UkungasebenziLesi sibonakaliso sibonisa ukuthi yiliphi iphesenti labantu abaneminyaka yokusebenza abangakwazi ukuthola umsebenzi. Ukwanda kokungasebenzi ngokuvamile kuyisibonakaliso senkinga yezomnotho noma ukwehla komnotho.
- Izimali ezihlanganisiweZibonisa inani lemali elitholakalayo emnothweni, kusukela emalini esetshenziswayo kuya kumadiphozithi asebhange esikhashana.
- Ukuntuleka kwezimali kanye nesikweletu somphakathiZibonisa ikhono likahulumeni lokuxhasa ngezimali ukusetshenziswa kwemali ngaphandle kokuwela ekungalinganini okukhathazayo. Ukuntuleka kwemali okuphezulu kungathinta ukuzinza komnotho omkhulu.
- Amanani wenzaloNjengoba zinqunywa amabhange aphakathi, zithinta ngqo isidingo sesikweletu kanye nokutshalwa kwezimali kwebhizinisi.
- Ukuhweba ngaphandle: Ihlaziya ukuziphatha kokuthunyelwa kwamanye amazwe kanye nokungeniswa kwamanye amazwe, kanye negalelo lawo ku-GDP.
- Izindleko zabasebenzi noma zamaholoZithinta ukuncintisana kwezinkampani kanye nezinga lemali engenayo yabasebenzi.
Lezi ziguquguquko azisebenzi ngokuzimelaKunalokho, zixhumene. Isibonelo, ukwanda kwe-GDP kunganciphisa ukungasebenzi, kodwa uma kuhambisana nokwanda ngokweqile kokusetshenziswa, kungabangela ukwehla kwamandla emali. Ukuze uqonde ukuthi lezi ziguquguquko zihlangana kanjani, kubalulekile ukwazi...
Ukuqonda imijikelezo yezomnotho
Enye yemiqondo ebalulekile ebhekwana nayo ngokuhlaziywa kwezomnotho omkhulu yileyo yomjikelezo webhizinisiUmnotho awukhuli ngendlela eqondile, kodwa kunalokho udlula ezigabeni ezishintshashintshayo zokukhula nokuncipha.
Ngesikhathi sezigaba ezibanziUkukhiqiza, ukuqashwa, kanye nokusetshenziswa kuyanda. Lezi yizigaba zokukhula ezikhiqiza amathuba engeziwe. Ngokuphambene nalokho, ezigabeni zokwehla komnotho noma ukuncipha, umsebenzi wezomnotho uyancipha, ukuntuleka kwemisebenzi kuyanda, futhi izinkampani zinciphisa ukutshalwa kwezimali kwazo.
Ukuhlaziywa komnotho omkhulu kusenza sikwazi ukubona ukuthi umnotho ukusiphi isigaba somjikelezo.Lokhu kubalulekile ekulungiseni izinqubomgomo zikahulumeni noma amasu okutshala imali. Ukuze uthole ukuhlaziywa okujulile, bheka [ireferensi].
Kumelwe kuqashelwe ukuthi le mijikelezo ayididanisi ukuhluka kwesizini (izinguquko ezivamile zesizini, njengokwehla kokuthengiswa kwamajazi ehlobo) noma nge izitayela zesikhathi eside (njengemiphumela ende yabantu).
Ukwehla kwamandla emali, ukwehla kwamandla emali kanye nomthelela wawo
Ukwehla kwamandla emali kungenye yezinkinga ezibucayi kakhulu kwezomnotho.Kumelela ukulahlekelwa amandla okuthenga emali futhi ngokuvamile kuhlobene nenqubomgomo yezimali yezwe. Ukuze uqonde kangcono ithonya layo, kubalulekile ukwazi...
Izinga eliphakathi lokwehla kwamandla emali libhekwa njengelijwayelekile eminothweni enempilo, kodwa Uma idlula u-10% ngonyaka, ingaba yinkinga enkuluIsibonelo, ukukhuphuka kwamanani entengo kuthinta ngqo amazinga enzalo, izindleko zebhizinisi, kanye nenani lezimpahla zezimali.
Ngakolunye uhlangothi, ukwehla kwentengo kwenzeka lapho amanani ehla kakhulu.Nakuba ekuqaleni kungabonakala kukuhle kubathengi, empeleni kusho ukwehla kwemali engenayo yenkampani, okuvame ukuholela ekudilizweni emsebenzini, utshalomali oluncane kanye nokukhula okuncane.
Emlandweni wezomnotho, ukwehla kwamandla emali bekungavamile, kodwa akulona ingozi kangako.Isibonelo esicacile somthelela walo kwaba uKuwohloka Okukhulu Kwezomnotho ngawo-30, lapho ukwehla kwamanani kwaholela ekuvalweni okukhulu kwamabhizinisi kanye nokuwa kwesidingo.
Ngenxa yalokho, abenzi benqubomgomo yezimali, njengamabhange aphakathi, basebenzisa amathuluzi abanawo ukulawula lezi zimo, ikakhulukazi ngamanani enzalo kanye nokunikezwa kwemali. Ukuze uqonde ukuthi lezi zimo ziphathwa kanjani, kungcono ukubuyekeza [isigaba/idokhumenti efanele].
Indima yokuhlaziywa komnotho omkhulu ekutshalweni kwezimali
Kubatshalizimali, ukuhumusha kahle izici zomnotho omkhulu kungasho umehluko phakathi kwempumelelo nokwehluleka.Umnotho uthinta ngqo inani lempahla yezezimali kanye nokuziphatha kwezimakethe.
Ukuhlaziywa kwezomnotho jikelele kuyingxenye yokuhlaziywa okuyisisekelo ezimakethe zezimaliNgalo, isimo sezomnotho esijwayelekile siyahlolwa ukuze kutholakale ukuthi ukutshala imali ezweni elithile, emkhakheni othile, noma enkampanini ethile kuwumqondo omuhle yini. Ukuqonda lesi simo kubalulekile kulokhu kuhlaziywa.
Isibonelo, a Ukwehla kwe-GDP kungabonisa ukusetshenziswa okuphansi esikhathini esizayoLokhu kuzothinta kabi izinkampani ezithembele ekusetshenzisweni kwemali ngabathengi. Kodwa-ke, Indawo yokukhula ingaba yinhle emikhakheni efana nezindlu noma ubuchwepheshe.
Ngokufanayo, Amanani amasheya, amabhondi, noma izimpahla athonywa ngqo amazinga enzalo, ukukhuphuka kwamanani entengo, ukungasebenzi, noma ibhalansi yokuhweba.Ukuqonda lezi ziguquguquko kusiza ukulindela ukunyakaza kwemakethe.
Izicelo ezisebenzayo kanye nokwenza izinqumo
Izinkampani zokubonisana kanye nezikhungo zezimali zisebenzisa ukuhlaziywa kwezomnotho omkhulu ukuklama amasu ebhizinisiIzinkampani ezifana neDeloitte, isibonelo, zenza izifundo eziningiliziwe zemvelo yezomnotho ukuze zeluleke amakhasimende azo. Ukuze uthole ulwazi olwengeziwe mayelana nokuthi ukuhlaziywa kwezomnotho kuthinta kanjani izinqumo zebhizinisi, bheka [isixhumanisi semibhalo efanele].
Ngamasu anjengokumodela kwezomnotho noma ukuhlela isimoIzingozi namathuba kuyahlolwa, kulindelekile ukuthi kube nezinguquko zomthetho noma zemakethe, futhi imiphumela enzuzweni iyalinganiswa.
Ezinye izibonelo zalokhu kusetshenziswa zifaka:
- Yakha izinhlelo zezimali ezicabangela izimo ezahlukene zesikhathi esizayo zokwehla kwamandla emali noma amazinga enzalo.
- Bala ukuthi ukwehla komnotho kuzoyithinta kanjani i-EBITDA yenkampani yokuthengisa.
- Buyekeza ukuthi kungenzeka yini ukudlulisela ukwenyuka kwezindleko entengweni yokugcina yabathengi.
Ngaphezu kwalokho, ohulumeni basebenzisa lolu hlobo lokuhlaziya ukuchaza izinqubomgomo zezimali nezemali ezifanele umjikelezo wezomnotho.Isibonelo, bangasebenzisa izindlela zokukhuthaza ngesikhathi sokwehla komnotho noma bakhuphule intela ngezikhathi zokukhula ukuze balinganisele ezezimali zomphakathi.
Ukuhlaziywa kwezomnotho omkhulu kusebenza njengekhampasi ebalulekile endaweni lapho ukungaqiniseki kuhlala njalo.Izinhlangano zomphakathi kanye nezizimele ziyisebenzisela ukugwema ukuhamba ngokunganaki.
Ukuqonda ezomnotho ezinkulu akukhona okochwepheshe noma izifundiswa kuphela. Noma ubani onesifiso sokuqonda ukuthi izimakethe zisebenza kanjani, ukuthi izinqumo zikahulumeni zibaluleke kangakanani, noma ukuthi isikhathi esihle sokutshala imali sinini angazuza kakhulu kulolu hlobo lolwazi. Ukuqonda imiqondo efana ne-GDP, ukukhuphuka kwamanani entengo, noma imijikelezo yezomnotho kuvumela incazelo ejulile yeqiniso. futhi wenze izinqumo ezinolwazi oluthe xaxa, kungaba ezomuntu siqu, ezobungcweti, noma ezezimali.