- Ama-Stablecoins axhumanisa ubuchwepheshe be-blockchain nokuzinza kwedola ukuze kugwenywe ukuguquguquka.
- Bavumela izinkokhelo zamazwe ngamazwe ngokushesha, ngaphandle kwamahora okubhanga kanye nezindleko ezincishisiwe.
- Kubalulekile ukuhlukanisa phakathi kwabahlinzeki bezinsizakalo ze-crypto kanye nezinhlangano zezimali ezilawulwayo.
Uma uke waqaphela, isimo sezezimali sishintshe kakhulu eminyakeni yamuva nje. Asisakhulumi ngamabhange namaphepha, kodwa mayelana nokuhlangana okuthakazelisayo phakathi kwezwe le-cryptocurrencies nedola , okushintshe indlela izigidi zabantu eziphatha ngayo imali yazo eyongiwe kanye nezinkokhelo zansuku zonke.
Isihluthulelo salesi simo siseqinisweni lokuthi, nakuba ezinye izimali zedijithali zifana ne-roller coaster, kuye kwavela izimpahla ezifuna okungcono kakhulu kuzo zombili lezi zindawo: ukuqina kobuchwepheshe be-blockchain kanye nokuzinza amandla edola laseMelika abelokhu ekunikeza emnothweni womhlaba , okudala ibhuloho lezezimali elingakaze libonwe.
Umqondo we-Stablecoins: ibhuloho lokuqina
Ukuze siqonde lobu budlelwano, kubalulekile ukukhuluma ngama-stablecoins. Empeleni, lawa yimpahla yedijithali eyenzelwe ukugcina inani elihlala njalo, ngokuvamile elibekwe eceleni komunye nomunye edola . Lokhu kuvimbela abasebenzisi ukuthi bahlangabezane nezimanga ezingathandeki lapho bevuka bathola ukuthi imali yabo yehle ngo-20% ngobusuku obubodwa.
Lezi zinhlamvu zemali zisebenza njengendawo ephephile. Esikhundleni sokubheja ekuguqukeni okukhulu kwezimpahla ezifana neBitcoin, abaningi bakhetha lezi zinketho ukuze balondoloze amandla okuthenga ngenkathi besebenza ngaphakathi kwe-crypto ecosystem, ngaleyo ndlela kube lula ukuhweba kanye nokudluliselwa kwenani ngaphandle kokushiya inethiwekhi.
Kungani beshaya kanzima kangaka?
Kunezizathu ezicacile zokuthi kungani umphakathi uphendukela kulobu buchwepheshe. Okokuqala, izinkokhelo zamazwe ngamazwe manje sezishesha kakhulu futhi zilula, ziqeda ubuholi obunzima bamabhange avamile ngezinye izikhathi abonakala sengathi yinto engaphandle kweNkathi Yamatshe.
- Ukusebenza okugcwele: Asikho isidingo sokulinda kuze kube uMsombuluko ngo-9 ekuseni; imakethe ye-crypto ayazi imingcele noma amahora okubhanga.
- Ukuhlelwa kwezimali: Ngenxa yokulingana kwayo nedola, kulula kakhulu hlela imali engenayo yanyanga zonke ngaphandle kokwesaba ukwanda kokwehla kwamandla emali.
- Ukonga kumakhomishini: Izindleko zokuthumela ngokuvamile ziphansi kakhulu kunezokudluliselwa kwe-SWIFT noma izinsizakalo zokuthumela imali zendabuko.
- Umnotho wedijithali: Zihlanganiswe ngokwemvelo kumapulatifomu e-e-commerce kanye nezinkokhelo ezintsha.
Isibonelo esicacile kakhulu singabonakala kubasebenzi abazimele e-Argentina , abasebenzisa la mathuluzi hhayi nje ukukhokhisa izinsizakalo zabo kwamanye amazwe, kodwa futhi njengesu elihlakaniphile lokuvikela imali yabo ekungazinzini kwemali yendawo.
Izingozi kanye nohlaka lwezomthetho okufanele uzazi
Kodwa qaphela, akusikho konke ukukhanya kwelanga nokuqhakaza. Kubalulekile ukuqonda ukuthi izimpahla zedijithali zingaba nezimo eziguquguqukayo kakhulu futhi azinikezi iziqinisekiso ezifanayo njenge-akhawunti yokonga ebhange elilawulwayo. Izinhlangano eziningi ezisiza lokhu kushintshana, njenge-Virtual Asset Service Providers (VASs) kanye nalezo ezihambisana neFomu 172 lezimali ezingokoqobo , zisebenza ngaphansi kokubhaliswa okuthile kodwa azizona izikhungo zezimali ngomqondo wendabuko.
Kuye ngezwe, isimo siyahlukahluka. EMexico, isibonelo, lezi zimpahla azinawo amalungelo asemthethweni futhi azisekelwa yiBhange laseMexico. Ngokufanayo, eColombia nase-Uruguay, kuphawulwe ukuthi aziwona amadiphozithi asebhange nokuthi kunezingozi zobuchwepheshe kanye nokuphepha kwe-inthanethi ezihlobene nokusebenzisa ama-wallet namapulatifomu edijithali, okumele umsebenzisi akucabange.
Kubalulekile ukuqonda ukuthi uma ukuthengiselana sekuqediwe ku-blockchain, akunakulungiseka . Ayikho inkinobho ethi "hlehlisa" noma umphathi wegatsha ongaxhumana naye uma ufaka ikheli lesikhwama semali elingalungile, okwenza kube kubalulekile ukuqaphela kakhulu ukuphepha.
Ukubheka ikusasa lemakethe
Uma sibheka phambili, ukwamukelwa kwala mathuluzi kulindeleke ukuthi kuqhubeke nokukhula eminyakeni ezayo. Lo mkhuba ukhomba ekuhlanganisweni okukhulu nohlelo lwezezimali olusemthethweni kanye nemithethonqubo ecacile enikeza ukuqiniseka okusemthethweni kubasebenzisi, ngenkathi kugcinwa isimo sokuhlukanisa okwenza ama-cryptocurrencies akhange.
Ukuxhumana phakathi kwedola nezimpahla zedijithali kuye kwenza ukufinyelela kwemali enamandla kakhulu emhlabeni kube yintando yeningi, okuvumela noma ubani one-smartphone ukuphatha ingcebo yakhe emhlabeni jikelele, edlula abalamuli bendabuko futhi ethuthukisa isikhathi sakhe kanye nezindleko zokusebenza.