Ukuphathwa kwama-akhawunti atholakalayo nakhokhwayo: umhlahlandlela ophelele wamabhizinisi

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Ukuphatha ukuqoqwa kwemali kanye nezinkokhelo kungenye yezinkinga ezibonakala zivamile, kodwa ezithinta impilo yanoma iyiphi inkampani ngaphezu kwalokho okuqashelwa obala; lapho imali ihamba kahle, konke kusebenza kangcono futhi izinkinga zemali ziyanyamalala, into ebonakala ekusebenzeni nasekuziphatheni kwangaphakathi. Phatha imali engenayo kanye nokuphuma kwayo ngempumelelo Kugwema izithiyo, kunciphisa izindleko zezimali, futhi kukuvumela ukuthi ugxile ekuthengiseni nasekukhuleni.

Ngaphezu kwalokho, emnothweni wedijithali, amathuluzi azenzakalela izinqubo azishintshe ngokuphelele: ukukhipha, ukuqoqa, ukuvumelanisa, ukubikezela, kanye nokubika akusadingi amaspredishithi angapheli noma izinqubo ezenziwe ngesandla. Ukuhlanganiswa kwezinqubo ezicacile kanye nobuchwepheshe obufanele Yilokhu okwenza umehluko phakathi kwezinkampani eziphila ngokunethezeka kanye nalezo ezihlala zicisha umlilo.

Kuyini ukuphathwa kokuqoqwa kwezikweletu?

Uma sikhuluma ngokuphathwa kokuqoqwa kwezikweletu, sibhekisela kusethi yamasu, imisebenzi yokuphatha, kanye nezenzo zezimali ezihloselwe ukulawula nokuqinisekisa amalungelo okuqoqa yenkampani maqondana namakhasimende ayo. Akunandaba ukuthi yibhizinisi elincane noma yinkampani enkulu: ukugcina ama-akhawunti esesikhathini, ukurekhoda kahle lokho okuvunyelwene ngakho neklayenti, kanye nokuqinisekisa izinsuku zokugcina kubalulekile ekuqinisekiseni ukuthi ama-invoyisi akhishwe agcina ewukheshi ku-till.

Akukhona nje ukubuyekeza ama-invoyisi angakakhokhwa: kuhilela ukuhlanganisa amaqembu ukuze uku-oda, ukulethwa, ukubhalwa kwama-invoyisi, kanye nokuqoqwa kuhambe kahle; uma kukhona okungahambi kahle (i-invoyisi engathunyelwanga kahle, isikhathi sokukhokha esibhalwe kabi, inothi lokulethwa elingasayiniwe), Ukuqoqwa kwezimali kuyamiswa futhi ukuntuleka kwemali kuyancipha.

Kungani kubaluleke kangaka?

Uhlelo lokuqoqwa kwezikweletu olugcwele kahle luqinisekisa uketshezi kanye nokuqhubeka kokusebenzaNjengoba imali engenayo ilawulwa, izindleko zomholo, intela, abahlinzeki kanye nokugcinwa kwempahla zikhokhwa ngaphandle kokucindezeleka, futhi ukumiswa ngenxa yokuntuleka kwemali kuyagwenywa.

Kuphinde kuthinte inzuzo: uma uncipha ukuthembela ezimalini zangaphandle, Ukhokha inzalo encane kanye nezimali zasebhangeFuthi lokho kushiya inzuzo eyengeziwe ebhizinisini. Ukulindela kubalulekile: ekuqoqweni akukho inkinobho yokuhlehlisa, ngakho ukubikezela nokufunda okuqhubekayo kuyimshwalense yakho engcono kakhulu.

Okokugcina, kwenza kube lula izinqumo zokuphathwa kwemali yokusebenza: uma ufinyeza isikhathi sokuqoqa esimaphakathi ngaphansi kwesikhathi sokukhokha, Ukhulula imali yokukhulisa noma ukubhekana nobunzima ngaphandle kokusebenzisa imali ebizayo.

Ukubaluleka enkampanini noma ebhizinisini

Ezinhlanganweni eziningi, ukuphathwa kweqoqo kutholakala ngaphakathi kwezezimali futhi kusebenza "njengomlamuli" phakathi kokuthengisa, ukuphatha, kanye nezezimali; kuyisigaba esibucayi ngoba Iqapha imali engenayo futhi yenza izicelo uma kudingeka., ukugcina ibhalansi phakathi kobudlelwano bezentengiselwano kanye nobunzima bezezimali.

Imisebenzi ejwayelekile ihlanganisa uhla olubanzi lokulawula nokuqapha, kusukela esikweletini kuya ezinsukwini zokugcina. Hlela futhi ubeke phambili le misebenzi Gwema izinto ezimangazayo ezingajabulisi ekupheleni kwenyanga.

• Ukulawula nokuqapha izikweletu ezingakakhokhwa.
• Ukubikezela nokuhlela izinsuku zokugcina ukuze ugweme ukufika sekwephuzile ngesicelo.
• Izimangalo ezibhekiswe kumakhasimende uma izinsuku zokugcina ziphela ngaphandle kokukhokha okusebenzayo.
• Ukubuyekezwa kokulibaziseka kokukhokha kanye nezinyathelo ezithile zokulandelela.

Ukuphathwa kokukhokha nokuqoqwa kwemali: kuhluke kanjani?

Nakuba zifana ngamagama, akufanele zidideke: ukuphathwa kokuqoqwa kwezikweletu kugxile ukuqoqa imali ekweletwa amakhasimendekuyilapho ukuphathwa kwezinkokhelo kuqondisa ukulawulwa, ukuqinisekiswa kanye nokusetshenziswa kwemali okushiya inkampani iye kubaphakeli ngokwemibandela evunyelwene ngayo.

Ngokuphathelene nezinkokhelo, inkampani yakho iba "ikhasimende" lomhlinzeki wakho; ngakho-ke, amathuluzi, izinqubo, kanye nezinto eziza kuqala ziyashintsha. Hlukanisa kahle zombili izifunda Kugwema ukudideka, kuthuthukisa ukulawula kwangaphakathi, futhi kunciphisa izehlakalo.

Indlela yokuphatha amaqoqo ngempumelelo

Isinyathelo sokuqala ukuba nemephu ecacile yezinqubo kanye nezinsiza ezitholakalayo: ukwazi ukuthi ulwazi lugeleza kanjani kusukela ku-oda kuya ekukhokheni, yiziphi izinhlelo ezihilelekile, nokuthi ubani obuyekeza isigaba ngasinye. Ngaphandle kwamarekhodi athembekile noma ukuhlanganiswa kweminyangoIzinkinga ziyanda: ama-invoyisi angafiki, izinsuku zokugcina ngaphandle kokulandelela, noma izivumelwano zomlomo okungekho muntu ozibhalile.

Kunconywa futhi ukuba nemali encane yokugcina ukuze kuhlangatshezwane nokungafani kwesikhashana, ngoba ngisho noma konke kuhlelwe kahle, Kuyohlala kukhona ukubambezeleka noma ukungakhokhi lokho kukubambe ungalindele.

Ubuchwepheshe manje bubalulekile futhi bungabizi: isofthiwe ekhipha ama-invoyisi, yenza izexwayiso ngokuzenzakalela, ibonise isimo sesikhathi sangempela, ivumela amakhasimende ukulanda ama-invoyisi, inike amandla amaphaneli okulawula, futhi isheshise izimangalo. Ngamathuluzi afanele, uthola amahora nokunemba. kusesikhathini.

Sebenza esikhathini esimaphakathi sokuqoqa: khuthaza ukukhokha kusenesikhathi ngezaphulelo, buyekeza imigomo ngesigaba samakhasimende, futhi, uma kunengqondo, izinsuku zokugcina ezincishisiwe ngokuxoxisana ukugwema ukubeka ingcindezi ebhokisini lakho.

Uma udinga amandla engeziwe, kunezixazululo zangaphandle: ukuqondisa ukuphathwa kokudluliselwa (futhi ngezinye izikhathi ingozi) enhlanganweni; umshwalense wesikweletu umboza ukungakhokhi futhi wenza ukuqoqwa kwezikweletu kube ngochwepheshe. Zombili izinketho zisiza ekuqiniseni ubungozi bebhizinisi uma ufuna ukulala ngokuthula.

Amathiphu athuthukisiwe okwenza ngcono ukuqoqwa kanye nezinkokhelo

Yenza izibikezelo zokugeleza kwemali njalo: uma zakhiwe kahle, zikutshela ukuthi uzodinga malini, nini futhi kungani. Ikhwalithi yedatha kanye nekhwalithi ye-algorithm Ukubala kwenza umehluko phakathi kokwenza kahle nokungaphumeleli.

Nakuba kungadingeki ngaso sonke isikhathi kuwe, ukulungiselela izitatimende zemali engenayo kukunikeza isithombe esicacile semali engenayo engenayo kanye nemali engenayo ngomsebenzi; hlaziya leyo misinga ngokuningiliziwe Ikuvumela ukuthi ubone izithiyo namathuba.

Hlanganisa idatha ndawonye ngethuluzi elilodwa ukuze ube nombono ohlanganisiwe wamabhange, ama-invoyisi, ukuqoqwa kanye nezinkokhelo; ngaphezu kwalokho, ukuhlukanisa amakhasimende ngezigaba ngengozi yokwehluleka Ungenza ngezifiso izikhumbuzi, izimo, kanye nokulandelela.

Thembela kuzilinganiso ze-treasury kanye nezindlela zokucubungula idatha ezichazwe kahle: dlulela ngale kwenombolo eyodwa bese ubuyekeza ukuthi zibalwa futhi zibuyekezwa kanjani Izilinganiso; uma inqubo isiphelelwe yisikhathi, neziphetho zakho nazo zizoba njalo.

Nikeza ukuqeqeshwa njalo eqenjini elihilelekile futhi uzungeze ochwepheshe abahle (bangaphakathi nabangaphandle): intela, ukubalwa kwezimali, umgcinimafa, ukuphepha kolwazi, izinkokhelo ze-UX… Inqubo yokuqoqa ithinta imikhakha eminingi Futhi kubalulekile ukungasali ngemuva.

Indlela imali egeleza ngayo iphathwa ngayo ngokoqobo

Uma uklama okuhlangenwe nakho kokukhokha/kokuqoqa, cabanga ngokutholakala kwezindlela zokukhokha nezokuqoqa: uma wamukela kakhulu, kuba lula ukuvala ukuthengisa, yize ukulandelela kungaba nzima kakhulu. Ibhalansi phakathi kokwehlukahluka nokulawula ukhiye.

Ukuphepha, kokubili okungokwenyama kanye nokuphepha kwe-inthanethi, kumele kulungiselelwe ubungozi bokuthengiselana. Akuzona zonke izintengiselwano ezidinga izinga elifanayo lokuphepha, kodwa Izinkokhelo kumele zihlale zivikelwe ngesikhathi sokuhamba kanye nezilawuli ezicacile.

Nakekela induduzo yomqoqi kanye nomkhokhi, ikakhulukazi uma usebenzelana nabathengi noma amabhizinisi angajwayelene nalezi zinqubo; isipiliyoni sokukhokha esicacile nesilula Kunciphisa ukungqubuzana kanye nokuyeka.

Xoxani ngezinketho zezimali kanye neziqinisekiso lapho kufaneleka khona, xhumanisa izinkokhelo nemibhalo uma kudingeka, futhi uphathe ukucutshungulwa kwedatha yokukhokha ngokuhambisana nemithethonqubo. Ukuhlaziywa kwale datha Kuyasiza ekuthuthukiseni ulwazi nokuqonda umthelela kumgcinimafa.

Ungakhohlwa imiphumela yentela (isb., ukukhokha kusengaphambili i-VAT) futhi uqaphe izimangalo zamakhasimende noma zomphakeli ezihlobene nezinkokhelo; futhi, chaza ukuthi ubani oqoqa noma okhokhayo, ngamaphi amandla kanye nokulawula kwangaphakathi okusebenzayo. Uhulumeni wenqubo ugwema izimanga.

Ukuzenzakalela: kusukela ekuchofozeni kuya ekuhlakanipheni

Ukwenza ngokuzenzakalelayo kungasebenza ngezindlela ezimbili eziyinhloko: ngakolunye uhlangothi, ukukhishwa kwezinkokhelo ngokuzenzakalelayo (okudinga ukulawulwa kwezimali kanye ne-algorithm evunyelwene ngayo ecabangela izimo ezahlukahlukene); ngakolunye uhlangothi, ukuzenzekela kokucubungula idatha ukuqoqwa/inkokhelo eqala ukukhokhisa, ukubalwa kwezimali, ukubuyisana, imibiko kanye nokulandelela isikhathi esibekiwe.

Ngokomlando, amabhizinisi amancane achitha amahora amaningi ehlola ngokuphindaphindiwe; namuhla, ngezixazululo zokuphatha, ingxenye enkulu yalowo msebenzi yenziwa ngemizuzwana. Isikhathi sokuhlaziya, ukuthuthukisa, nokwenza izinqumo siyakhululeka.futhi amazinga okulawula ayaphakanyiswa.

Amathuluzi amanje avumela ukufakwa okuzenzakalelayo, ukuhlanganiswa okusizwayo noma okuzenzakalelayo, ukuthola imibiko kanye nezibikezelo ngaphandle kokuzikhandla. Ngokuchofoza okumbalwa nje ungaba nakho konke okulawulwayo futhi unikele ngesikhathi kulokho okwengeza inani.

Kukhona ngisho nezindlela zokukhokha ze-e-commerce ezihlanganisa ukuphathwa kokukhokha ngaphakathi kwebhizinisi ledijithali, zibeka izimo zokukhokha kanye nezindlela ndawonye kuphaneli eyodwa; kwezinye izimo kukhona izinhlelo zentengo ephansi ezingabizi (isibonelo, €19 ngenyanga ngaphansi kwezimo ezithile), okwehlisa isithiyo sokungenela ubungcweti.

Inothi Lobumfihlo: Khumbula ukuthi izilungiselelo zamakhukhi kumawebhusayithi abahlinzeki bakho bezobuchwepheshe zingathinta ulwazi lwakho kanye nezinsizakalo ezitholakalayo; phatha izintandokazi zamakhukhi Ngokwahlulela okuhle, ukusebenziseka kanye nokuphepha kuyathuthuka.

Izici ezibalulekile okungafanele ziphuthelwe yisofthiwe yakho

Uhlelo oluhle lokuphatha ama-akhawunti afanele ukukhokhwa/afanele ukukhokhwa kufanele lwenze kube lula futhi luzenzele ngokuzenzakalela ukulandelela ama-invoyisi kanye nezimali, kuncishiswe umthwalo wokuphatha. Lezi zici zenza umehluko omkhulu phakathi kwethuluzi elengeza inani kanye nelivimbela:

• Ukuqapha ama-invoyisi namathikithi aqoqwe ukuze wazi ukuthi yini engenayo nokuthi yini engekho.
• Ukuqoshwa kwama-invoyisi namathikithi atholwe ngomfundi we-OCR othembekile kanye nokuqinisekiswa lapho kufaneleka khona.
• Izikhumbuzi zosuku lokugcina oluzenzakalelayo ukuvimbela ukubambezeleka nokungakhokhi.
• Ukuvumelanisa kwebhange (okwenziwa ngesandla kanye nokuzenzakalelayo) ngokungenisa/ukuvumelanisa izitatimende.
• Ukuxhumeka kumabhange amaningi nama-API ukuze kuhlanganiswe ngaphandle.
• Isibikezelo sokugeleza kwemali ngezimo zokubikezela ukucindezeleka kwezezimali.
• Imibiko kanye nokuhlaziywa kwamaqoqo: ukufika ngesikhathi, ukubambezeleka kanye nokungalandeli imithetho.

Isofthiwe ehamba phambili nezixazululo emakethe

Kunezindawo zokusebenzela ezigxile kubasebenzi abazimele kanye nama-SME ahlanganisa ama-invoyisi, ukubalwa kwezimali kanye ne-treasury namamojula okuqoqa aphelele kakhulu. Lezi yizici ezimele ezinye zezixazululo ezidumile:

I-Quipu

Ivumela ukulandelela ngesikhathi sangempela isimo se-invoyisi ngayinye (esalindile, esedlule isikhathi, ekhokhiwe), ukuskena ama-invoyisi namathikithi nge-OCR kanye nokuqinisekiswa komuntu, izikhumbuzo zokukhokha okuzenzakalelayo, ukubikezela imali ngezimo, ukuvumelanisa kwebhange okuzenzakalelayo kanye nokuvumelanisa ngekhathalogi ebanzi yamabhange (angaphezu kuka-300), iziphakamiso zokuvumelanisa ngobuningi, imibiko yezimali kanye nokuthunyelwa kwezentengiselwano kwamanye amazwe. Indlela yayo yokufunda ithambile futhi ukwesekwa kuyaziswa kakhulu..

I-Amphix

Inikeza ukuqapha ama-invoyisi ngesikhathi sangempela, izaziso ezisheshayo ezingenziwa ngezifiso, ukubuyisana kwebhange okuhlakaniphile ngezixhumanisi eziphakanyisiwe phakathi kokuthengiselana namadokhumenti, kanye nokuphathwa kwama-akhawunti amaningi asebhange. imibiko engenziwa ngokwezifiso (ubudala bezikweletu, ukuhamba kwemali, izibalo)I-interface yayo ihlose ukucaca kanye nesivinini sokusebenza.

Kuyaphikisana

Khetha ukwenza izinto zibe lula ngaphandle kokudela izinto ezibalulekile: ukulandelwa kwe-invoyisi ngohlelo olunemibala, ukushintsha isimo ngesandla, umfundi we-OCR oyisisekelo onamandla alinganiselwe, ukuvumelanisa okuzenzakalelayo okutholakala njengokukhokha okwengeziwe, ukuphathwa kwerisidi nokuthunyelwa kwemali, kanye nemibiko elula yezimali. Akubandakanyi izikhumbuzi ezizenzakalelayo noma ukuhlanganiswa okubanzi.Kodwa kuyasiza kakhulu kulabo abafuna into eqondile.

Inkokhelo

Kuhlanganisa ukulandelela okuningiliziwe ngamakhodi ombala, izikhumbuzo ezingenziwa ngezifiso ngedokhumenti nekhalenda, ukubuyisana kwebhange (okwenziwa ngesandla/okuzenzakalelayo), ukubanjwa kwezindleko nge-OCR+AI (okunamaphutha ngezikhathi ezithile kanye nemikhawulo yokufunda), imibiko yokuhamba kwemali, kanye ukuxhumana ne-eCommerce kanye namasango (isb., i-WooCommerce, i-PayPal, i-Stripe), yize kunokuhlanganiswa okulinganiselwe.

ibhilidi

Iphaneli ecacile enesimo se-invoyisi, umfundi we-AI OCR osheshayo kodwa onganembile ngaso sonke isikhathi, izikhumbuzi ezizenzakalelayo kanye nokuphathwa kwezindlela zokukhokha zasebhange namakhadi; ayivumeli ukungenisa ukuthengiselana noma ukwenza ukubuyisana kwebhange. Ifanele abantu abasebenza ngokuzimela noma ama-SME abangenazo izidingo ezithuthukisiwe ingcebo.

Ukuqapha ukungakhokhi kanye nezinkokhelo ezingakakhokhwa

Umkhuba owusizo ukuhlukanisa phakathi kokubukwa "Okulindile" kanye "Nokuqediwe": lapho ibhange liqinisekisa inkokhelo, uphawula i-invoyisi njengeqoqiwe bese inyamalala ekulindeni, ulungise inani eliphelele. Ungakwazi ngisho nokwenza i-imeyili yokubonga ibe ngokuzenzakalela kumakhasimende akho, ngoba inhlonipho nayo yakha ukwethembeka.

Uma usuku lokugcina luphuthelwe futhi inkokhelo ingatholakali, thumela isikhumbuzo sobungane ngesiteshi esivunyelwene ngaso. Ukuqina akuphikisani nesimo.Futhi ukufika ngesikhathi ngesikhathi esibekiwe kumele kube yinto evamile.

Izinsizakalo zenkampani yangaphandle: umshuwalense we-factoring kanye nekhredithi

Ukuze uqinise ukuphathwa, unganikeza abanye abantu ingxenye yenqubo: ukudlulisela ukuphathwa kwezikweletu (futhi ngezinye izikhathi ingozi) enhlanganweni, kuyilapho umshwalense wesikweletu umboza ukungakhokhi futhi uqondisa ukuqoqwa kwezikweletu ngobungcweti. Lezi zixazululo zivikela ekungakwazini ukukhokha izikweletu. empeleni (ukungalaleli isikhathi eside) kanye nasemthethweni (ukwehluleka, ukumiswa kwezinkokhelo, njll.).

Kukhona izinkampani zomshuwalense ezikhethekile, ngaphezu kokukhokhela ukuthengiswa okunomshwalense, ezifaka phakathi izindleko zokubuyiselwa kwezikweletu kanye nokuhlaziywa kwengoziIzipesheli eziningi zingenziwa ngokwezifiso ngokuya ngenani lamakhasimende, ukumbozwa okufiswayo noma uhlobo lwe-premium, futhi zifaka izinsizakalo ezengeziwe (imibiko yezingozi zezwe, ezinye izindlela zezimali, ukuphathwa kobungcweti kokuqoqwa kwezikweletu).

Ukuphathwa kwenkokhelo uma kuqhathaniswa nokuqoqwa/izinkokhelo: azifani

Ukukhokhisa ukukhishwa nokuthunyelwa kwe-invoyisi enemigomo yokukhokha; ukukhokhisa kuhlanganisa wonke umjikelezo: ukulandelela ama-akhawunti, izikhumbuzi, ukwamukela nokurekhoda izinkokhelo. Ukudideka kokubili imiqondo kuholela ezinqubweni ezingahlelekile uhlelo lokubala olunezikhala.

Amaphutha avamile okufanele uwagweme: ukucabanga ukuthi i-invoyisi iqinisekisa inkokhelo (cha, akukho ukuhamba kwemali kuze kube yilapho ikhokhwe), ukukholelwa ukuthi ukuzenzekela kulungisa konke (ngaphandle kwezimo ezinhle nokubuyekezwa, amaphutha ayadlula), ukucabanga ukuthi izinkampani ezinkulu kuphela ezidinga ukufaka i-invoyisi ngokusemthethweni, noma ukuthi Wonke ama-invoyisi kumele abe sephepheni.Kunconywa futhi ukuhlela izinsuku zokugcina ngendlela oyifisayo (akuwona wonke umuntu izinsuku ezingama-30), ukuchaza indlela yokukhokha ngokucacile, nokulandelela ama-invoyisi akhokhelwe ukuze kuhlolwe futhi kwakhiwe ukwethembana nabantu besithathu.

Amathuluzi ebhizinisi kanye nokuhambisana nemithetho

Ngaphezu kwezindawo zokuphatha kanye nezindlela zokukhokha, kunezixazululo zokubalwa kwezimali kanye nezemali ezenzelwe ukuhambisana nemithethonqubo kanye nokwenza izinqubo ze-end-to-end zibe ngokuzenzakalela: ukuhlanganiswa ne-Tax Agency, ukuzivumelanisa nezidingo zokulwa nokukhwabanisaAmamojula e-SII (Ukuhlinzekwa Kolwazi Okusheshayo), ukubalwa kwezimali okuhlaziya, kanye nokuphathwa kwezimali ku Amafomethi e-SEPA ngokubuyisana Q43.

Kulolu hlobo lwesistimu kuvamile ukuthola ukulawulwa kokufinyelela ngumsebenzisi kanye nezimvume, ukwenza ngokwezifiso amafomu nemibiko, ukuvimba izincwadi ngezikhathi ezithile, ukuphathwa kwezivivinyo ezifanayo kanye nokungenisa kwe-accounting kusuka kwezinye izinhlelo. Umgomo ukukhuphuka ngaphandle kokulahlekelwa ukulawula futhi uguqule ukubalwa kwezimali kube yinjini yokwenza izinqumo.

Abathengisi abaningi banezela okuqukethwe kobuchwepheshe ngeziqondiso ezingalandwa ukuze bakusize usebenzise imikhuba emihle kakhulu; akuyona into engavamile Izinkulungwane zabasebenzisi zilanda lezi zinsiza, ubufakazi bokuthi kukhona indlala yezindlela ezilula ezisebenzayo ekuphileni kwansuku zonke.

Indlela yokusabela ekungakhokhini kanye neminye imibuzo evame ukubuzwa

Uma kwenzeka ungakhokhi, thatha isinyathelo ngokushesha: ngosuku lokuqala ngemva kosuku lokugcina, xhumana nabo bese uxhumana nabo ngolwazi olufanele; uma ubona ubunzima, phakamisa uhlelo lokukhokha olucacile ukuze uvimbele isikweletu ukuba singabi yisifo esingapheli. Ukushesha kwandisa izinketho zokukhokha.

Iyini imali yokuphatha ukuqoqwa kwempahla? Kuyimali eyengeziwe esetshenziswa ezinye izinkampani ukumboza izindleko ezengeziwe zokuqapha nokucubungula ukuqoqwa kwempahla; kuxoxiswane kahle futhi ngaphakathi kwesivumelwanoKungavimbela ukubambezeleka futhi kukhokhele ukuphathwa okwengeziwe.

Ngale kokusabela, khumbula ukuthi ukwazisa ikhasimende ngama-invoyisi acacile futhi alula, ngemiyalelo yokukhokha kanye nezinsuku ezibonakalayo, Kunciphisa ukungabaza futhi kusheshise inquboUma, naphezu kwakho konke, kuqhubeka isikhathi eside, cabanga ngenketho yokuhlukanisa inkontileka ngokusemthethweni.

Isincomo sokugcina esisebenzayo: ukuba nombiko obukhoma wezinkokhelo ezingakakhokhwa kanye nedeshibhodi enezingozi ngeklayenti ngalinye kuzokuvumela ukuthi uhlele imizamo yakho kuqala. Lungisa izimo ngesikhathi futhi ugweme izinto ezimangazayo uma uvala inyanga.

Ukuphatha ukuqoqwa kanye nezinkokhelo ngendlela, ubuchwepheshe kanye nezindlela zokubeka engcupheni kukubeka ethubeni elihle: ukugeleza kwemali, izindleko zezimali ziyehla, ubudlelwano namakhasimende kanye nabaphakeli buyaqiniswa futhi iqembu lithola isikhathi semisebenzi enenani eliphezulu. Leyo yindlela emfushane eya ebhizinisini elizinzile nelilungele ukukhula.