Umhlahlandlela Ophelele Ngenzuzo Yokuyeka Umsebenzi Yabasebenzi Abazisebenzayo

Ikhaya » Amabhokisi » Umhlahlandlela Ophelele Wenzuzo Yokuyeka Umsebenzi Yabasebenzi Abazisebenzayo

Ukuqhuba ibhizinisi lakho kuyindaba ejabulisayo, kodwa izinto azihlali zihamba ngokwecebo. Lapho izinto ziba zimbi kakhulu futhi umuntu ozisebenzelayo ephoqeleka ukuvala ibhizinisi lakhe, kukhona inethi yokuphepha eyenzelwe ukunciphisa ingozi: inzuzo yokuyeka ukuzisebenzela . Lolu hlelo luwumshuwalense oyimpoqo ohlinzeka ngokusekelwa kwezezimali futhi lugcina ukumbozwa kwezokuphepha komphakathi ngenkathi ufuna indlela entsha yomsebenzi.

Lokhu akulona nje noma yiluphi uhlobo losizo; kuyilungelo elihlobene neminikelo yangaphambilini. Kuye ngokuthi ukuvalwa kungokwesikhashana noma kungokwaphakade , kanye nezizathu zako, inqubo kanye nenani lemali etholiwe kungahluka kakhulu. Kubalulekile ukuqonda ubunzima bale mithethonqubo ukuze ugweme ukuphuthelwa yizinsuku zokugcina futhi usebenzise zonke izinzuzo ezitholakalayo.

Ubani ongafaka isicelo salolu sizo futhi yini abayidingayo?

Ukuze ungene ohlelweni, imfuneko yokuqala ukuba yisisebenzi esizisebenzelayo esibhalisiwe ne- RETA (Special Regime for Self-Employed Workers) . Lokhu kufaka phakathi nalabo abayingxenye ye-SETA (abasebenzi bezolimo) abaqale ukufaka isandla ngaphansi kwalolu hlelo ngo-2012, kanye nabasebenzi abazisebenzelayo abazimele ngokwezomnotho (TRADE) kanye nochwepheshe bezolwandle.

Kodwa ukuzisebenza ngokwakho akwanele; kufanele uhlangabezane nochungechunge lwemibandela eqinile. Kubalulekile ukubhaliswa ne-Social Security futhi ube unikele okungenani izinyanga eziyishumi nambili phakathi neminyaka emibili ngaphambi kokuvalwa. Ngaphezu kwalokho, kufanele ubonise ukuthi ukuyeka umsebenzi kusemthethweni futhi kufanelekile, futhi ngokuvamile, kumelwe ukuthi ucele ukusulwa eSikimini Esikhethekile Sabasebenza Ngokuzimela (REM), ngaphandle uma kunezimo ezithile ze-force majeure noma izizathu ezithile zomnotho.

Elinye iphuzu elibalulekile ukuthi umzuzi kumele asayine isibophezelo somsebenzi . Lokhu kusho ukuthi umuntu ozisebenzelayo uzenza atholakale enkonzweni yokuqashwa komphakathi yomphakathi wakhe ozimele ukuze athole ukuqeqeshwa noma iseluleko sobungcweti. Kumelwe futhi abe nolwazi lwakamuva ngazo zonke izinkokhelo zakhe ze-Social Security futhi angabi namibandela engokomthetho. Endabeni yabasebenzi basemanzini abazisebenzelayo nabasebenzi, kumele ngabe sebezifezile zonke izibopho zabo zomsebenzi ngaphambilini.

Izizathu zomthetho zokumiswa komsebenzi

Akuzona zonke izivalo ezikunika ilungelo lokuthola isinxephezelo. Umthetho uhlukanisa izimo ngezigaba eziningana. Ezivame kakhulu zibangelwa izizathu zezomnotho, zobuchwepheshe, zokukhiqiza, noma zenhlangano . Lokhu kufaka phakathi amacala anjengokulahlekelwa okungaphezu kuka-10% wemali engenayo ngonyaka (ngaphandle kweyokuqala), ukuthunjwa kwempahla okunqunywe yinkantolo okumelela u-30% wemali engenayo yonyaka odlule, noma isimemezelo senkantolo sokungakwazi ukukhokha izikweletu kwenkampani.

Kunezimo ezithile lapho imali engenayo ihlaziywa khona. Isibonelo, uma kukhona abasebenzi, kubhekwa njengezizathu zokuvalwa uma amahora okusebenza encishiswa ngamaphesenti angama-60 abasebenzi noma izinkontileka zimiswa ngephesenti elifanayo, uma nje imali engenayo yehle ngamaphesenti angaphezu kwama-25 uma kuqhathaniswa nonyaka odlule. Uma umuntu ozisebenzelayo esebenza yedwa, kuhlolwa ukuthi izikweletu zababolekisi zidlula yini u-150% wemali engenayo yamakota amabili edlule, okuhambisana nokwehla ngo-75% kokuthengisa.

Ngakolunye uhlangothi, kunezimo ze- force majeure , ezingaba ziphelele noma zingaphelele. Lokhu kwenzeka, isibonelo, uma kwenzeka isimemezelo sesimo esiphuthumayo yiziphathimandla zomphakathi noma ukwehla okukhulu kwemali engenayo okungu-75%. Kuhlanganisa nokulahlekelwa yilayisensi yokuphatha edingekayo yokusebenza (uma nje kungengenxa yesenzo sobugebengu), izimo zobudlova obusekelwe kubulili noma ngokocansi , kanye namacala esehlukaniso noma okuhlukana lapho umuntu ozisebenzelayo esisiza ebhizinisini lomlingani wakhe wangaphambili.

Inani, ubude besikhathi kanye nendlela imali ebalwa ngayo

Inani elitholiwe alikho ngokungahleliwe; lisekelwe esisekelweni sokulawula okuyisilinganiso sezisekelo zeminikelo ezinyangeni eziyi-12 ezedlule. Ngokuvamile, ama-70% alesi sisekelo atholiwe , yize ezimweni zamahora okusebenza ancishisiwe noma i-force majeure yesikhashana, iphesenti lehla liye kuma-50%.

Ukuqinisekisa ukuthi akekho osala engenalutho noma othola inani elikhulu kakhulu, kunemikhawulo. Inani eliphakeme ngokuvamile lingu-175% we-IPREM (Inkomba Yomphakathi Yemali Engenayo Yemiphumela Eminingi), kodwa likhuphuka lifike ku-200% noma ku-225% uma isisebenzi sinezingane ezithembele kuso . Ngokufanayo, kunenani eliphansi eliphakathi kuka-80% no-107% we-IPREM kuye ngobukhulu bomndeni. Kubalulekile ukuqaphela ukuthi uma iminikelo yenziwe ngesisekelo esingaphansi kwenani eliphansi, lawa manani amancane awasebenzi.

Ngokuphathelene nobude besikhathi, lokhu kunqunywa ngokubheka izikhathi zomnikelo ezinyangeni ezingu-48 ezedlule . Kunesilinganiso esithile esichaza ukuthi zingaki izinyanga zenzuzo okufanele zikhokhwe ngokusekelwe eminyakeni yeminikelo. Imininingwane ethakazelisayo ukuthi, uma umuntu ozisebenzelayo enquma ukuqala ibhizinisi futhi noma ukutshala imali enkampanini entsha, angacela inkokhelo yesamba sezinyanga ezisele (ubuncane bezinyanga eziyisithupha), uma nje engafakazela umsebenzi wakhe wobungcweti.

Ukuphathwa kwezicelo kanye nezinsuku zokugcina

Uma ufisa ukufaka isicelo sezibonelelo, kufanele uxhumane nenkampani yomshuwalense ehlanganisa izingozi zakho zomsebenzi noma, uma kusebenza, i-Social Institute of the Navy. Unesikhathi kuze kube usuku lokugcina lwenyanga ngemva kokuqedwa kwakho ukuze wenze kanjalo. Uma uphuthelwa yisikhathi esibekiwe, ngeke ulahlekelwe ilungelo lakho, kodwa izinsuku eziphakathi kwesikhathi esibekiwe kanye nesicelo sangempela zizodonswa enkokhelweni yakho yezibonelelo.

Usuku lokuqala lokuthola izinkokhelo luyahlukahluka. Ezimweni zokuvalwa kwebhizinisi okujwayelekile, lusuku olulandela ukuqala kwekhefu . Ezimweni zokuncipha kwamahora okusebenza, ngokuvamile lusuku lokuqala lwenyanga olulandela isaziso esisemthethweni. Uma ukuvalwa kungenxa ye-force majeure, ilungelo liqala lapho isigameko sibhalwe phansi. Kuzo zonke ezinye izimo, izinkokhelo ziqala ngosuku lokuqala lwenyanga olulandela ikhefu.

Ngokuphathelene ne-Social Security, inkampani yomshuwalense ohlangene ivame ukumboza umnikelo ojwayelekile wezimo eziphuthumayo ngenkathi uthola izinzuzo. Okuwukuphela komehluko ukhona ezimweni zokuncipha kwenzuzo, lapho inkampani yomshuwalense ohlangene ikhokha u-50% kanti isisebenzi esizisebenzelayo kumele simboze amanye u-50%. Ezimweni zodlame olusekelwe kobulili, kukhona ukukhululwa eminikelweni yezinyanga eziyisithupha zokuqala.

Izimo ezikhethekile: Ikhefu lokugula kanye nekhefu lokubeletha

Ngezinye izikhathi impilo iba nzima, futhi ukuyeka umsebenzi kuhambisana nokugula. Uma isisebenzi esizisebenzelayo sisekhefini lokugula , sizoqhubeka nokuthola u-70% wenzuzo yaso yokungasebenzi. Uma ikhefu lokugula seliphelile, uma inzuzo yokungasebenzi isivele iphelile, sizoqhubeka nokuthola u-75% wenzuzo yaso yokugula. Isikhathi esichithwe sigula sisuswa esikhathini esiphelele senzuzo yokungasebenzi.

Uma kwenzeka ikhefu lokubeletha noma lokuba nguyise , inqubo ilula: uthola inzuzo yokuzalwa ize iphele, bese uqhubeka nokuthola inzuzo yokungasebenzi. Uma ukubeletha kwenzeka ngenkathi usuvele uthola inzuzo yokungasebenzi, lokhu okulandelayo kuyamiswa ukuze ukwazi ukuthola inzuzo yokukhulelwa/ukuba nguyise, futhi uma sekuphelile, uthola isikhathi esisele senzuzo yokungasebenzi.

Ilungelo lokuqoqa imali limiswa noma liqedwa nini?

Inzuzo ayihlali njalo futhi ayinamibandela. Iyamiswa uma isisebenzi esizisebenzelayo siqala ukusebenzela omunye umuntu noma sona isikhathi esingaphansi kwezinyanga ezingu-12 (ngaphandle kwamacala okunciphisa amahora okusebenza noma i-partial force majeure), uma sithola inhlawulo ngokwephula umthetho wokusebenza, noma uma sidonsa isigwebo sasejele. Ingamiswa futhi ngokuthuthela kwelinye izwe isikhathi esingaphansi konyaka ukuyofuna umsebenzi.

Inzuzo iqedwa unomphela uma isikhathi siphela , uma uthola umsebenzi ozinzile (izinyanga ezingaphezu kwe-12), lapho uthatha umhlalaphansi, ushona, ushiya umsebenzi ngokuzithandela, noma uthuthela kwelinye izwe unomphela. Kubalulekile ukubika noma yiziphi izinguquko esimweni sakho sokuqashwa ukuze ugweme ukukhokha izinzuzo ozitholile ngendlela engafanele.

Ukuze kuqedwe lesi simo, kubalulekile ukukhumbula ukuthi ukuyeka ukusebenza ebhizinisini (njengenkampani enesibopho esilinganiselwe) kuhlukile ekuqedeni inkampani. Ukuyeka kungacutshungulwa nge -CIRCE , kuyilapho ukuqeda ngokuphelele inkampani kulandela inqubo ehlukile yezomthetho neyokuphatha, njengoba kuhilela ukuphela ngokuphelele kobuntu bezomthetho benkampani.

Lokhu kuvikelwa kwabantu abazisebenzayo kuhlanganisa uxhaso lwezomnotho olusekelwe esisekelweni somthetho, ukumbozwa kwezempilo ngeminikelo ezimweni ezivamile kanye nohlelo lokubuyiselwa kobungcweti oluphethwe yi-SEPE noma i-ISM, okuqinisekisa ukuthi ochwepheshe bangabuyisa ukuzinza kwabo ngokwezimali futhi babuyele emakethe yezabasebenzi ngendlela yosizo ngemuva kokuvalwa ngenkani.