- Igolide lisebenza njengendawo ephephile yokulwa nokwehla kwamandla emali kanye nokungazinzi kwezepolitiki zomhlaba wonke.
- Intengo yensimbi ephuzi igcina ubudlelwano obuphambene nenani ledola laseMelika.
- Kunezindlela eziningi zokutshala imali, kusukela ekuthengeni igolide elingokoqobo kuya kuma-ETF kanye namasheya okumba.
Cishe uke wezwa ukuthi akukho okuthembekile ngaphezu kokubeka imali yakho egolideni. Lo mbono awuyona nje into eyenzeka ngengozi, njengoba igolide linamandla okwenza londoloza inani layo langempela Emakhulwini eminyaka, ngokungafani nezimali ze-fiat ezivame ukwehla ngokuhamba kwesikhathi, ukutshala imali kule mpahla ngokuvamile kuyisinyathelo esihlakaniphile, yize ukuqonda ubunzima bemakethe kubalulekile ukuze kwandiswe amandla ayo.
Ngalo mqondo, akukhona nje ukuthenga nokugcina, kodwa kumayelana nokwazi ukufunda isimo sezomnotho ukuze thuthukisa inzuzo yephothifoliyo yethu. Kungakhathaliseki ukuthi ufuna ukuzivikela enkingeni noma umane uhlukanise izimpahla zakho, ukuqonda izici ezibangela amanani ukuba ehle noma enyuke kuzokuvumela ukuthi wenze izinqumo ezinolwazi ngokusekelwe kudatha yangempela.
Izinzuzo zokutshala imali egolideni
Abatshalizimali abaningi baphendukela egolideni ngoba liyi- inani elizinzile kakhuluikakhulukazi lapho kuqubuka ingxabano yezombusazwe noma yezenhlalo. Nakuba izimakethe zamasheya zingase zikhathazeke, igolide livame ukusebenza njengehange, livimbela ingcebo ukuthi inciphe ngokuphelele.
Ngaphezu kwalokho, kuyimpahla ene- uketshezi olufiselekayoKungakhathaliseki ukuthi ukuphi emhlabeni, ukuguqula igolide libe yimali kuyinqubo elula futhi esheshayo. Ngaphezu kwalokhu ikhono layo loku... ukuvikela amandla okuthenga ngokumelene nokwehla kwamandla emali, njengoba kuye kwasabela kahle kakhulu emlandweni lapho amanani ezimpahla nezinsizakalo ekhuphuka phezulu.
Elinye iphuzu elibalulekile ukuhlukahluka. Igolide ngokuvamile alilandeli indlela efanayo neyezimakethe zamasheya, okusho ukuthi line- ukuhambisana okungalungile ngamasheya. Uma imakethe yamasheya iwa, igolide cishe lizohlala liqinile noma likhuphuke. Okokugcina, masingakhohlwa ukuthi line- ukusetshenziswa kwezimboni nezentengiselwano ubucwebe bangempela, imithi kanye nezinto zikagesi, okuqinisekisa ukuthi kuyohlala kukhona isidingo esiyisisekelo.
Izici ezinquma ikhotheshini yentengo
Intengo yegolide ayiyona into engahleliwe, kodwa iphendula ochungechungeni lwezifiso zezomnotho nezezwe. Eyokuqala nesobala kakhulu yi- umthelela wokwehla kwamandla emaliLapho izindleko zokuphila zikhuphuka, abahwebi babalekela impahla yendabuko futhi baphephela egolideni ngenxa yokuzinza kwalo.
El Idola laseMelika Idlala indima ehamba phambili ngoba igolide lithengiswa emhlabeni wonke ngale mali. Kukhona ubudlelwano obuqinile obuphambene: uma idola liba buthaka, igolide liba lishibhile kulabo abasebenzisa ezinye izimali, okubangela ukwanda kwesidingo futhi, ngenxa yalokho, inyusa intengo yayoUma idola liqina, kwenzeka okuphambene nalokho.
Umthetho we ukuhlinzeka nokufuna Yiyona injini eyisisekelo. Uma kutholakala izimayini ezintsha ezinkulu noma umkhiqizo ukhuphuka, ukunikezwa kuyanda futhi intengo ivame ukwehla. Ngakolunye uhlangothi, uma isidingo esivela emabhange amakhulu noma embonini yobucwebe sikhuphuka, intengo iyakhuphuka. Ngokungafani namafutha, igolide liyakhuphuka ingaphinde isetshenziswe futhi ingaxoxiswana ngisho nangemva kokuba isisetshenzisiwe.
Awekho ama-podemos olvidar la ezombusazwe zomhlabaIzimpi, ukungezwani kwezombusazwe, noma ukungazinzi ezindaweni ezibalulekile kudala ukwesaba ezimakethe, futhi ukwesaba kuyindlela engcono kakhulu yokukhulisa igolide. Ngokufanayo, inqubomgomo yezimali Futhi amazinga enzalo anomthelela: uma amabhange amakhulu enyusa amazinga enzalo, amabhondi ayakhanga kakhulu futhi igolide lilahlekelwa ukukhazimula kwalo, okwenza ukuhlaziya kube yisihluthulelo. umthelela wezinqumo zeFederal Reserve.
Izindlela ezahlukene zokutshala imali ezinsimbini eziyigugu
Kunezindlela eziningana kuye ngokuthi usengozini kangakanani. Ejwayelekile kakhulu yileyo ukuthengwa kwegolide elingokoqobo ngesimo sezinhlamvu zemali noma izinhlamvu zemali. Kuyindlela ekhethwayo kulabo abafuna ukuphepha okubonakalayo kwesikhathi eside, yize kudinga ukuxazulula inkinga. ukugcinwa nokugcinwakungaba sezisefweni zasekhaya noma ngokuqasha izindawo zokugcina izinto eziphephile.
Kulabo abathanda i-digital agility, kukhona Ama-ETF egolide angokoqoboLezi zinsimbi ziphinda intengo yensimbi ngaphandle kwesidingo sokuyigcina ekhaya. Umphathi uthenga futhi agcine igolide, kuyilapho umtshali-zimali enamasheya esikhwameni, okumvumela ukuthi abonisane nomuntu oqokiwe. Umhlahlandlela ophelele wokutshala imali kuma-ETF kanye nezimali. Kuyindlela enenzuzo kakhulu, yize kufanele ucabangele izimali zokuphatha kanye nezingozi zomkhiphi.
Enye indlela ukutshala imali ku- izinkampani zemayiniLapha awuthengi insimbi ngokwayo, kodwa uthengisa amasheya ezinkampanini eziyimbayo. Into ekhangayo ngalolu khetho ukuthi, ngokungafani ne-bullion, lezi zinkampani zingakwazi khokha izinzuzoKodwa-ke, ingozi inkulu, njengoba inzuzo ingaxhomekile nje kuphela entengo yegolide, kodwa futhi nase- ukuphathwa kokuphatha kanye nokusebenza kahle kwemayini.
Ukuze uthole amaphrofayili anolaka noma ochwepheshe, kukhona izinkontileka zesikhathi esizayo kanye nama-CFDLezi zinto ezisetshenziswayo zivumela ukuqagela ngesiqondiso sentengo esikhathini esizayo. Zingamathuluzi ayinkimbinkimbi angakhiqiza inzuzo enkulu kodwa futhi ama-pérdidas amaningi uma ungenalo ulwazi oludingekayo.
Isikhathi esifanele sokungena emakethe
Ukwazi ukuthi uzothenga nini kubaluleke kakhulu njengokwazi ukuthi uzothenga ini. Isikhathi esizuzisa kakhulu ngokuvamile yilapho kulindelekile ukuthi Imali kazwelonke izolahlekelwa yinani ngenxa yokwehla kwamandla emali. Ukuthola izimpawu zokuqala zokwenyuka kwamanani ngaphambi kokuba kubonakale kuwo wonke umuntu kuyisihluthulelo sokukhulisa inzuzo yesikhathi eside.
Kunezimpawu ezicacile okufanele zikushayele izingcingo: ukungazinzi kwezepolitikiukwehla okukhulu kwezimakethe zamasheya noma izimemezelo ezivela emabhange aphakathi maqondana ukunyatheliswa kwemali ngobuningiZonke lezi zinkomba zivame ukuqala ukwehla kwenani lemali, okwenza igolide libe yimpahla efiseleka kakhulu.
Ngakolunye uhlangothi, lapho umnotho ukhula, ukungasebenzi kuphansi, futhi i-GDP ikhula kakhulu, igolide lingase... lahlekelwa ukuvelela uma kuqhathaniswa namasheya. Noma kunjalo, abanye abatshalizimali bakhetha i- isu elingasebenziukuthenga lapho intengo yehla bese ugcina impahla iminyaka eminingi ukuze kuzuze imijikelezo yezomnotho yemvelo.
Ukuze ulawule ubungozi, inkambo ehlakaniphile kakhulu yokwenza okuthile ukungafaki wonke amaqanda akho ebhasikidini elilodwa. ibhalansi phakathi kwezimpahla Izimpahla ezibonakalayo, amasheya, kanye nemali engenayo engaguquki kuvumela igolide ukuthi lisebenze njengesivikelo ezimweni ezimbi kakhulu, liqinise iphothifoliyo iyonke ngenkathi lifuna imbuyiselo enhle, kulandela isu lokonga kanye nokutshalwa kwezimali ngokwesigaba sakho sempilo.
Ukutshala imali ezinsimbini eziyigugu kuyithuluzi elinamandla kulabo abafuna ukuvikela nokuzinza Uma sibhekene nokuguquguquka kwezezimali, ngokuhlanganisa ukuhlaziywa kwezici ezifana namandla edola, ukukhuphuka kwamanani entengo, kanye nokungezwani kwezepolitiki kanye nokukhetha okuhlakaniphile phakathi kwegolide elingokoqobo, izimali, noma amasheya okumba, kungenzeka ukwakha iphothifoliyo eqinile ebekezelela iziphepho zomnotho futhi ikhule ngokuhamba kwesikhathi.
